How It Works

Identifying the Problems

Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down. This is done through a deep credit analysis process. Once we know what the problems are, we will give you the information you need to take action to start having those inaccurate remarks remove and ultimately build your credit score. We will be here for you every step of the way and will make sure you know what to do at each step. Our only goal is to help consumers restore their credit ratings.

How It Works

Challenging the Bureaus

Once we have identified all of the information that is not verifiable, inaccurate or misleading, we input it into our system. This allows us to begin the challenging process. The process will challenge the information reported by the credit bureau, the creditor and the collector. The dispute letters are sent out to each party. This process can take 30 to 40 days as we wait for replies and updates. You will be able to check the status of your credit repair via our online portal. We work to restore your credit from start to finish.

How It Works

Analyzing the Updated Reports

After the updated reports have come back in from the suppliers, we will go over them once again to verify the inaccurate, unverifiable or misleading was removed or updated. If the information is still on the report, we go back to the entities that furnished the report and start asking questions about why the information was not removed or updated. If the information on the report has been updated, we move on to the next item that is worthy of a dispute.

How It Works

Weekly Education

During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. You will be given information about debt settlement and what it takes to rebuild your credit. This education process will happen via emails, text messages and voice broadcast. There are other products we offer that can help you with your credit rebuilding process. Things like legal assistance, credit monitoring and rebuilding your credit cards will all assist you on the path to restoring a healthy credit score and maintaining it.

What is Included In the service

Fixing your credit is our goal. We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below:

  • Late pays
  • Tax liens
  • Inquiries
  • Short sales
  • Collection accounts
  • Identity Theft
  • Charge – offs
  • Account sold
  • Authorized users
  • Bankruptcies
  • Outdated
  • Medical bills
  • Repossessions
  • Foreclosures
  • Duplicates
  • Child support

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