Pay For Delete Letter - Download a Free Sample Template

  • Delinquent debts reported to credit bureaus can leave a negative mark on a credit report that can last up to seven years and results in a substantially lower credit score.

Send the collector a pay for delete letter on behalf of your client.

Read on to learn:

  • Why you should send pay for delete letters for credit repair clients
  • How to write an effective pay for delete letter
  • What a pay for delete letter can do for your credit repair clients

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Pay For Delete Letter

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When to use a pay for delete letter

A pay for delete letter is sent directly to the original creditor requesting the removal of negative marks on a credit report in exchange for paying the outlined debt in full. When a client has an unverified debt, a pay for delete letter can serve to settle all debt without requiring a creditor to verify the debt claims. Pay for delete letters can remove the negative marks from the credit report and improve the client’s financial well being.

  • A pay for delete letter offers to settle debt in exchange for removing negative marks that impact a credit score
  • Letters are sent directly to the creditors
  • In exchange, clients can receive a signed contract indicating creditor will remove offending negative items
  • Debts are settled and verified in writing

 

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3 reasons to send a pay for delete letter for your client

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It is a simple business deal that results in an improved credit score

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Your client will know who to pay and exactly how much

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Clients who find debt relief are more likely to continue in your credit repair program

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What do I include in a pay for delete letter?

  • Client’s information. This letter (like all the other dispute letters) is coming from your client and should reflect their information, not yours as the credit repair company
  • Offer to pay debts in full
  • Statement requesting a confirmation signed by the creditor
  • A request for speedy consideration due to the negative impact on obtaining credit
  • Do not pay anything until you receive the signed letter back stating that the item will be removed in return for payment

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